I've done this as I'm sure many of you have done this. You're afk as the lobby is populating and then they start. You begin the game and then you realize you forgot to choose your lobby settings. Now you're running through the map with starter gear.
Why does how you vote game settings in the lobby determine whether you can change your loadout or not? If you pick beginner you don't get infinite lives in a pro game. Instead you have all the difficulties that a pro lobbyist has. But you are still penalized with starter gear.
It seems to me that it makes sense that available loadouts should be decided by how the majority vote the pro/beg selection, not how you forgot to vote in the lobby. That way if you pick one way or the other, you receive the appropriate perks (inf lives or other gear) based on how the game difficulty is going to be set.